At K-Var, we understand the passion for shooting sports and the challenges of today’s economic climate. That’s why we’re excited to introduce our 180-Day Layaway Program—the longest layaway plan in the firearms industry, designed to make owning your dream firearm more affordable and accessible.
Why Choose Our Layaway Program?
- Six Month
s to Pay: Spread your payments over 180 days for maximum flexibility. - No Interest Charges: Pay only for your purchase, with no added costs.
- No Credit Check: Everyone qualifies, regardless of credit history.
We know that investing in a firearm or accessory can be a significant decision. Our layaway program eliminates the need for a large upfront payment, empowering you to secure your desired items without financial strain.
How It Works
- Secure Your Purchase: Start with a 10% initial deposit to reserve your item.
- Flexible Payments: Make a minimum monthly payment of 5% (though we recommend 10% to stay on track) every 30 days to keep your layaway in good standing.
- Complete Within 180 Days: Pay off the balance by the end of the term to take home your firearm or accessory.
What If Plans Change?
If you need to cancel or the 180-day term expires, a 15% restocking and cancellation fee will apply. You can choose:
- Option A: Receive a refund of the remaining balance, minus a 3% fee for credit card refunds or $50 for a bank check.
- Option B: Convert the remaining balance (minus the restocking fee) into a K-Var gift certificate, which can be used for any K-Var product or transferred to someone else.
Eligibility and Availability
Layaway eligibility depends on inventory and demand. To confirm if your desired firearm or accessory qualifies, contact our sales team directly. We’re here to guide you every step of the way.
Our Commitment to You
At K-Var, we’re dedicated to supporting the firearms community by offering innovative solutions like our 180-Day Layaway Program. We believe this plan provides the flexibility and affordability you need to own the firearm of your dreams without compromising your financial goals.

Ready to get started? Reach out to our team today to explore eligible items and secure your purchase. Let’s work together to put your dream firearm in your hands!
K-Var: Supporting the shooting sports community, one firearm at a time.
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